Coverage in an Auto Insurance Policy

If you’re buying a new car or looking for an auto insurance policy, you’ll want to know about the many available types of coverage. If you’re in a car accident, the many types of auto insurance coverage are available to protect you, your passengers, and your vehicle.

Following coverages are included in the auto insurance policy:

Coverage for liability in most states, auto liability insurance is required. Drivers are required by law to obtain at least the state-mandated minimum amount of liability coverage.

• Comprehensive coverage

Comprehensive coverage in your auto insurance policy may assist cover theft, fire, hail, and vandalism damage to your vehicle. Comprehensive coverage may help pay to repair or replace your car if a covered risk damages it. A deductible is an amount you must pay out of yourself before your insurer will reimburse you for a covered claim.

• Damage or loss to the insured vehicle.

You are covered if your car is damaged due to an accident, fire, or self-ignition. Furthermore, your insurance policy will cover losses caused by burglary and theft. Car insurance protects you against loss or damage while traveling by rail, inland waterways, air, road, or lift.

• Coverage for personal accidents.

Another benefit of an auto insurance policy is that it includes personal accident coverage up to a certain level. Personal Accident Insurance protects you from permanent total disability and death as a result of an accident. Furthermore, for a pre-determined cost under the car insurance policy, this protection can be purchased for further passengers on an anonymous basis.

• Repairs and replacements are guaranteed: 

The car insurance authority assesses the extent of the damage and determines whether the spare components should be repaired or replaced. An automobile insurance coverage protects your car from these types of damages. Because of the uneven and spotty roads, this wet season may cause more significant damage to your vehicle. The damaged highway impacts the mechanical parts of your car.

• Medical claims are covered: 

In serious injury to the driver or passenger, an individual cannot afford the high medical costs. Having insurance coverage ensures that medical bills are covered.

• Legal Requirement:

For their newly purchased car, car owners must have liability insurance. Having the proper insurance coverage protects you from legal restrictions.

For more information about how The Sena Group can help you with any

of your insurance needs, please contact us at 561-391-4661.

We can be found on Social Media at the following links.

The Sena Group
6501 Congress Ave., Ste. 100
Boca Raton, FL 33487