There’s always a lot of confusion surrounding disability insurance and it shouldn’t be confused with Workers Compensation. Employers can offer short-term disability insurance as part of their insurance offerings to employees if they’d like, but they aren’t required to do…
Insurance policies include a lot of legal verbiage and terms such as dwelling coverage often confuses people due to its ordinary usage. Simply put, dwelling coverage is one aspect of an overall homeowner’s insurance policy. However, dwelling coverage can be…
Renters insurance has become more important than ever. A greater number of people are renting rather than purchasing a home and they need protection for their personal possessions. It’s equally important to understand what a renter’s policy covers and what…
RVs are more popular than ever, with many people from colder climes selling their homes to purchase an RV and move to Florida where the weather is warm year-round. Many view that as a form of camping. In Florida, an…
Everyone has heard that the color of the car an individual drives has an impact on the cost to insure it. While many insurance organizations deny that claim, mechanics and body shops vigorously dispute it. There’s little direct evidence to…
Millions of people rely on their insurance policies to protect their home, vehicles, health and even leave legacy for their heirs. The insurance industry has a long and profitable history, with marine insurance first being utilized by merchants and shipping…
There are many factors that affect how much people pay for their auto insurance and many would be surprised to learn that their zip code plays an integral part in establishing premiums. Insurance premiums are based, in large part, on…
Many insurance companies now offer GPS tracking devices to monitor drivers’ behaviors. They’re marketed as a way to reduce premiums and earn discounts. The flip side of driver tracking is that if you display any risky behaviors – as determined…
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