Homeowners are often confused about exactly what their homeowner’s policy covers and its exclusions. Flood coverage is one of the most misunderstood of all insurance options in South Florida. There is one major differences in a homeowner’s policy and a…
Insurance companies offer a wide variety of discounts on car insurance policies, but discounts are also available on your homeowner’s policy. The exact discounts available and amount of savings you’ll experience will depend on the insurance company. Be sure to…
Home security is important around the clock The following are simple security tips that everyone can employ to help keep their home safer and mitigate the potential of becoming a statistic. Landscaping Avoid blocking windows with shrubs or other plants…
The Sunshine State doesn’t require you to carry insurance on your golf cart. However, if it’s a street legal golf cart, the state does require that you carry liability insurance. Even though it’s not required, there are some very good…
As with so many things connected with homeowner’s insurance, if your home has a fungi infestation, your insurance policy may or may not cover the cost of remediation. It will depend largely on the circumstances surrounding the situation. Terms of…
Boating and maritime-related activities are engaged in by a significant portion of the South Florida population. Boating-based businesses abound and watercraft of all types play a substantial role in the area’s economy. However, boat theft is also a major problem…
The simple answer to the question is maybe. Coverage will depend largely on if water damage is listed as a covered peril in you r policy and the circumstances surrounding the flooding. Water damage in insurance policies is usually defined…
You’re most likely covered for theft if you have a comprehensive auto insurance policy. Comprehensive coverage helps pay for situations involving theft, fire, vandalism, hail damage, and hitting an animal, or if something such as a tree falls on your…
Enjoying an evening under the stars on a boat is a peaceful and relaxing endeavor. However, it’s important to remember that even if you’re at a full stop and have dropped anchor, you’re still engaged in nighttime boating that requires…
Many people arrive home from a restful vacation, only to discover their home has been the site of a burglary. There are a number of basic precautions that will significantly reduce the potential of having your home burglarized Need to…
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