Every insurance policy has payment and reimbursement limitats. An umbrella insurance policy covers expenses beyond the limitations of your existing policy in the event of an injury, personal liability, property damage, and certain types of lawsuits. There are 2 essential…
Tenants often make the mistake of assuming that since their landlord’s income property is insured, so are they. The exact opposite is true and renters could find themselves paying for injuries or to replace personal items on their own without…
The decision to insure an old motorcycle comes down to one basic question – what’s it worth? A motorcycle can remain perfectly operational for 10 years or more, but many consider a motorcycle old and ready to trade in after…
Health insurance is one of the most important protections in which an individual can invest. No one knows what the future may hold. Accidents, injuries and disability can occur without warning and some occupations make individuals more prone to health…
Auto insurance can be a confusing and expensive proposition when renting or leasing a vehicle. Anytime individuals are thinking of renting or leasing a vehicle, they need to read the agreement carefully. The fees and requirements can be extensive. Rental…
There is absolutely no mandate in Florida that homeowners carry hurricane insurance. However, a mortgage holder may require it as part of the loan agreement, along with flood insurance. Hurricane insurance doesn’t cover flooding. Many people are confused about the…
Insurance costs continue to escalate and insurance companies are constantly thinking of new exclusions to enact. It doesn’t matter whether individuals are buying their first home or their 10th , there are some essential elements that everyone needs to consider…
The coverage for a flooding event can be extremely confusing for homeowners. A standard homeowner’s insurance policy covers flooding in the home – under certain circumstances. It does not cover flooding resulting from hurricanes. A separate policy through FEMA is…
Protecting your home and possessions with a homeowner’s policy is essential. Whether your homeowner’s policy covers the contents of your home during a move and while they’re in transit will depend on the type of coverage you have. It’s critical…
Even a gas-guzzling vehicle can be made a little more fuel efficient and wallet-friendly with a few easy to take actions. Even though they’re common-sense measures, you may not realize the impact they have on the amount of fuel you…
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