Homeowners are primarily concerned with protecting their homes against damage from fires, tornadoes and storms that can produce high winds and hail. A homeowner’s policy also protects homes against smoke, vandalism and theft. According to statistics, break-in occurs every 15…
No matter how safe and careful the driver, the potential for an auto accident always exists. What you say and do immediately after an accident will have a significant impact in the future if you have to file a lawsuit…
The selection of a homeowner’s insurance policy requires careful consideration. A home is a major investment and should be covered for multiple contingencies. Individuals will need to know what the policy covers, exclusions, any available add-ons (riders), and discounts that…
Marriage is just one life event that will affect car insurance. The most important factor for policy holders is that it will typically reduce the amount of premiums, since statistics show that married couples tend to be safer drivers than…
Boat owners in Florida are not required to have insurance on their vessel to own or operate it. However, if a loan was obtained to purchase it, the lender will require insurance coverage to protect the investment. There are some…
The amount of life insurance you need will depend on your personal circumstances and your final wishes. You may want to leave a charitable bequest, cover final expenses, provide for a child’s education, or leave a financial cushion for family…
The increase in frequency and severity of hurricanes has impacted the entire insurance industry in Florida. It’s resulted in some companies going out of business or leaving the state and others have simply dropped clients. Still, others are offering less…
Insurance is something that everyone needs to protect themselves. It includes policies for their home, car, life, health, boat and other types of recreational vehicles. However, consumers are continually inundated with insurance options and extended warranties on everything from tires…
As expected, more severe hurricanes are pushing rates for homeowner’s insurance through the roof, but the storms aren’t the only factor. South Florida residents are fighting to keep their homes insured amidst an insurance industry crisis that’s been in progress…
The answer is yes, due to the higher sticker price and the cost to replace or repair it if an accident occurs. The same is true of hybrids. Individuals can expect to pay an average of 25 percent more for…
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