Climate change, the COVID-19 pandemic, supply chain issues, and supply and demand are all factors influencing inflation. The cost of everything from food and gas to healthcare has increased and the price of insurance hasn’t escaped unscathed. It’s a complicated…
A vacation is an opportunity for fun and you’ll rest easier knowing you’ve taken appropriate precautions to protect your home while you’re gone. An empty home is a prime target for burglars. There are some simple precautions that are relatively…
Many insurance companies in Florida have received permission to drop some customers that they consider high risk. Insurance companies contend that a claim from those customers would be too expensive to cover. It’s affecting homeowners, renters and business owners. Dropping…
Surety bonds are required in multiple situations. It’s a contract between three parties – the individual needing a product, work or service, the company or individual providing the work, service or product, and the issuing entity of the bond. It…
Small business owners have the potential to lose their enterprise from just one lawsuit. Business insurance is a necessity for anyone that wants to conduct commerce with the public. There are many types of coverage available to small businesses and…
Owning a motorcycle comes with some special considerations in Florida and the law can be very confusing. Florida doesn’t require insurance for motorcycles, but are required to carry $10,000 in medical coverage benefits. Riders can be held responsible financially for…
Boat owners in Florida are not required to have insurance on their vessels no matter the size. There are two exceptions. If a loan was obtained to purchase it, the lender will require insurance to protect their investment. A boat…
People have a variety of options when choosing insurance, but policies are written with unfamiliar terms that many don’t understand. The internet has made it easy to shop from home for insurance. However, there’s no opportunity to speak with a…
Insurance companies provide clients with a variety of discounts, but people will typically have to ask about them. They’re not highly advertised, can be applied in a myriad of ways, and many homeowners don’t even know they exist. Be aware…
Most people don’t consider life insurance when they’re young and healthy or they decide to put it off until later in life. A term policy is the most common type selected and sought by older individuals, those with a chronic…
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