People that live away from coastal areas often feel safe from flooding due to hurricanes. It’s a false sense of security. Storm surges have been known to travel 25 miles inland. That doesn’t account for flooding that occurs from torrential…
Everyone in Florida is at some risk of flooding, it’s just a question of if you’re living in a low, moderate or high-risk zone. It’s better to know what risk assessment zone you’re in before purchasing a home or launching…
It can be difficult to determine exactly how much insurance you need to adequately protect your home or business. That’s when the assistance of a real estate agent can be invaluable. They can tell you if you’re purchasing property in…
One of the most difficult decisions, when you embark on holiday travel, is if you should buy travel insurance. In the current air travel climate, the insurance is an essential purchase. It provides cost-effective coverage for a wide variety of…
The best time to purchase life insurance is as soon as an individual can afford it. It’s especially important for people with children or those planning on getting married. The younger and healthier a person is when they buy life…
There are any number of accidents that can render an individual unable to work. Depending on the circumstances, personal injury protection (PIP) coverage through car insurance, Workers’ Compensation, and a personal disability policy will help with lost wages. Disability Insurance…
There are times when individuals need to rent a car. No one anticipates an accident, but if one occurs, they’ll want to have appropriate insurance coverage. Car rental contracts represent long, complicated and time-consuming reading. Attendants seldom have time to…
Distracted drivers are the biggest danger motorists will encounter on the road. No matter how safe an individual drives, a distracted driver is an unpredictable element. The same part of the brain that’s needed to safely navigate traffic is the…
To register a vehicle in Florida, the state requires drivers to carry $10,000 in personal injury protection (PIP) and $10,000 in property damage liability (PDL), also known as uninsured motorist coverage. A significant number of people are driving with no…
All insurance companies that provide residential property insurance are required to provide windstorm coverage. It’s typically covered in a homeowner’s policy, but there’s no guarantee of that. There are instances when the insurer may exclude that coverage within the homeowner’s…