Simply put, an insurance policy limit is the maximum amount an insurance company will pay on behalf of the client. Any costs exceeding that limit will be the responsibility of the policy holder. It’s perhaps one of the most important…
South Florida attracts thousands of boaters and a significant amount of boat thieves. According to the non-profit National Insurance Crime Bureau, in 2018 alone 1,114 watercrafts were stolen and only 392 were recovered. Florida has the highest number of boats…
One of the biggest mistakes that tenants make is not purchasing a renter’s insurance policy. Many individuals either believe that the landlord’s insurance will cover their possessions in the event of fire, flood, theft and vandalism or they prefer to…
Everyone wants to know that they’re getting value for their money and there are actually some auto insurance companies that give you money back – under certain circumstances. It’s important that you read the fine print in these offers since…
Florida requires that you have insurance on your RV if it’s one that can be driven, rather than a tow-behind. You’ll need standard coverage of liability, comprehensive and collision just like your auto. An RV is large and can cause…
Insurance of any kind can be extremely confusing. Policies are written in jargon common to the insurance industry that’s difficult for policy holders to understand. A personal property insurance policy protects the things that an individual owns, whether they own…
Many individuals are earning extra cash for their homes, condos, rooms, and rental units by hosting guests via Airbnb™. It can be a lucrative enterprise, but it’s impossible for individuals to now exactly what type of people they’ll be hosting.…
Shopping for any type of insurance can be an exhausting and confusing process, but it’s essential for protecting an individual’s most important assets. However, there are some common mistakes that people make with their insurance that will leave them underinsured…
Simply put, umbrella insurance is additional coverage that provides protection above and beyond existing coverage and the limitations of other policies. It provides coverage for injuries, certain types of lawsuits, personal liability, and a variety of other situations that aren’t…
After paying thousands of dollars to auto insurance companies, individuals often discover that their insurer is slow to respond, doesn’t disclose discounts, and continually raises rates – even if you’ve never had an accident. There are ways that you can…
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