An often-overlooked danger in South Florida is lightning. Storms and squalls can develop quickly, with little warning, and contain a significant amount of lightning. Installing a lightning protection system conforms to the Florida Green Home Designation Standard and is…
Insurance companies factor in a number of variables when setting their rates for boat insurance. Some are predicated on averages, while others are directly related to the vessel and its owner. Boating is available year-round in Florida, meaning there are…
Insurance companies typically define fine art as something that has historic or artistic significance requiring special skills to create and is unique or rare. That can include paintings, sculptures, literature, music and poetry. Some jewelry pieces are also considered works…
Many single people make the mistake of thinking they don’t need life insurance. A significant number of individuals view life insurance as something only married people need. Permanent life insurance for single people provides a variety of benefits of which…
identIdentity theft is one of the most common types of crime and one of the most difficult to rectify. More than 15 million people in the U.S. fall victims to the crime every year, but the number is likely greater…
In the U.S., there are three credit reporting agencies – Equifax, Experian and TransUnion. All three collect extensive information about an individual’s financial history. The reports contain an individual’s entire financial history, along with non-credit-related data, that’s used by financial…
There are multiple methods that people can employ to lower the insurance premiums on their home and one of those is by installing alarms and security systems. The more protection a home has, the less likely it is to be…
Cyber insurance is something that no business can do without. Digital attacks don’t just happen to big corporations. They occur to hospitals, schools, government entities, financial institutions and startups. Small businesses are the top targets of cyber criminals. Small businesses…
Homeowners insurance provides essential protection for your home and possessions. It can also be expensive depending on your location, the cost to build the structure and other variables. There are actions you can take to help keep your insurance rates…
You don’t have to video your belongings to insure them, but it’s definitely to your advantage if you need to file a claim. It’s an easy way to create an inventory of the items you intend to insure and obtain…