What is a Home Owners Association (HOA)? Many people are perplexed by the HOA definition. A homeowners association is a non-profit organization tasked with overseeing a community of common interest. Why do homeowners associations exist? They exist to manage residential…
If you're buying a new car or looking for an auto insurance policy, you'll want to know about the many available types of coverage. If you're in a car accident, the many types of auto insurance coverage are available to…
Buying a car is both an exciting and stressful experience. Fortunately, as a potential buyer, there are a few things you can do to prepare yourself for the vehicle-buying process, ensuring that everything goes as smoothly as possible and that…
A renters insurance policy is a collection of coverages designed to protect renters who live in a home or apartment. A standard renters insurance policy provides three types of coverage to protect you, your belongings, and your living arrangements in…
Florida’s sunny climate has led many people to invest in solar panels to save on their electric bills, lower their carbon footprint, and aid in the fight against climate change. Installing solar panels can also earn homeowners’ rebates and tax…
There’s a movement across the U.S. toward tiny houses. The eco-friendly housing is helping people lower their carbon footprint and reduce their cost of living. Florida ranks second as the most popular state for tiny home living and insurance companies…
Workers Compensation insurance is a fact of life for most businesses and provides protection for business owners and employees. It provides employees with medical care and a portion of their wages should they become injured while on the job. It…
Storm surges can be as devastating as the rain, wind and flooding that accompanies a hurricane. People living on the coast are at the highest risk. However, depending upon the strength of the hurricane, storm surges can push water up…
Simply put, an insurance policy limit is the maximum amount an insurance company will pay on behalf of the client. Any costs exceeding that limit will be the responsibility of the policy holder. It’s perhaps one of the most important…
South Florida attracts thousands of boaters and a significant amount of boat thieves. According to the non-profit National Insurance Crime Bureau, in 2018 alone 1,114 watercrafts were stolen and only 392 were recovered. Florida has the highest number of boats…