Flood insurance policies are one of the most misunderstood and confusing for home and business owners. Ordinary homeowners, renters and business insurance policies don’t cover flooding or surges in Florida for those that live in moderate or high-risk flood zones.…
Insurance companies utilize a variety of criteria to determine the car insurance costs for each individual. There are a number of elements that directly influence the rates you pay. Before reducing your coverage or increasing your deductible, consider the following…
Before the 1950s, almost all insurance for possessions was geared toward homeowners. Renters had to purchase a variety of separate policies to protect different types of possessions making it too expensive for most people. The 1950s saw a major change…
A sunset or twilight cruise on your own boat has all the ingredients for an evening to remember. It’s a great way to view fireworks, have a romantic evening, or simply enjoy some leisure time. It can be easy to…
Cyber criminals don’t care what size your company is – any business can be the target of a cyberattack. Schools, hospitals, government entities, and companies in all fields are being attacked by malware and ransomware. Smaller companies are particularly vulnerable…
Tree lights, candles, fireplaces and home-cooked dishes are just some of the things that you may be enjoying during the holidays. They also represent some of the most common causes of fires in the home. Fires related to holiday decorations…
Homeowners across the nation agree that understanding the insurance policies to protect their home is one of the most confusing and frustrating endeavors possible. One of the problems is that insurance policies are written in “legalese.” They’re designed to provide…
Business insurance is a necessity and so is the ability to reach a real live agent should the need arise. You may need to increase or decrease coverage, make a claim, or simply have questions. Business insurance isn’t a one…
Many eco-minded motorists are turning to electric cars, also known as EVs. They save money on gas and the electric used to operate them is less expensive than gas-powered engines. Obtaining insurance on an EV is much the same as…
You never know what the future may hold. Planning for contingencies is a way to guard and protect yourself and those you love. The Sena Group offers an extensive array of financial services to help clients save now and protect…
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